MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Paramount Sectional / Stafford 2868H32179

Built by: Redman Homes Topeka
3
2
1813 ft²
28'0" x 68'0"
The Paramount Sectional / Stafford 2868H32179 built by Redman Homes Topeka offers 1,813 sq. ft. of inviting living space, ...
ManufacturedMH Advantage

Paramount Sectional / Brooklyn 2456H32168

Built by: Redman Homes Topeka
3
2
1240 ft²
23'4" x 56'0"
The Paramount Sectional / Brooklyn 2456H32168 built by Redman Homes Topeka offers 1,240 sq. ft. of functional living space...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Grand 2.1 9L28663A (2LM2105R)

Built by: Cavco Goshen
3
2
1716 ft²
28'0" x 66'0"
The Landmark Ultra Grand / Grand 2.1 2LM2105R built by Cavco Goshen is an exquisite residence offering a comfortable and s...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 13 9L32663B (2LM2007-V)

Built by: Cavco Goshen
3
2
1945 ft²
32'0" x 72'0"
The Landmark Ultra Grand / 13 - 2LM2007V built by Cavco Goshen is a spacious and elegant home designed to offer both comfo...
ManufacturedModularMH Advantage

Landmark Series / Douglas 9L28683A (2LM1012-P)

Built by: Cavco Goshen
3
2
1813 ft²
28'0" x 68'0"
Douglas 9L28683A (2LM1012-P) built by Cavco Goshen is a spacious and thoughtfully laid-out ranch home. The floor plan incl...
ManufacturedModularMH Advantage

Landmark Series / McIntoch 9L28583A (2LM1007-P)

Built by: Cavco Goshen
3
2
1547 ft²
28'0" x 58'0"
McIntoch 9L28583A (2LM1007-P) built by Cavco Goshen is a thoughtfully designed home perfect for family living. The floor p...
ManufacturedModularMH Advantage

Landmark Series / Willowood 9L32764B (2LM1023-V)

Built by: Cavco Goshen
4
3
2280 ft²
32'0" x 76'0"
Willowood 9L32764B (2LM1023-V) built by Cavco Goshen is a stylish and functional home designed for family living. The floo...
ManufacturedModularMH Advantage

Landmark Series / Mulberry 9L32603B (2LM1018-V)

Built by: Cavco Goshen
3
2
1800 ft²
32'0" x 60'0"
Mulberry 9L32603B (2LM1018-V) built by Cavco Goshen is a spacious ranch home that combines style with practicality. The fl...
ManufacturedModularMH Advantage

Landmark Essence / Essence 1 9L28523F (2NM2401-P)

Built by: Cavco Goshen
3
2
1387 ft²
28'0" x 52'0"
Essence 1 9L28523F (2NM2401-P) built by Cavco Goshen is a charming and efficient home with everything you need for comfort...
ManufacturedModularMH Advantage

Landmark Essence / Essence 4 9L32483A (2NM2404-V)

Built by: Cavco Goshen
3
2
1424 ft²
32'0" x 48'0"
Essence 4 9L32483A (2NM2404-V) built by Cavco Goshen offers thoughtful design and comfortable living spaces. The floor pla...
ManufacturedModularMH Advantage

Paramount Sectional / Pontiac 2852H32103

Built by: Redman Homes Topeka
3
2
1280 ft²
28'0" x 56'0"
The Paramount Sectional / Pontiac 2852H32103 built by Redman Homes Topeka delivers 1,280 sq. ft. of functional living spac...
ManufacturedModularMH Advantage

Paramount Sectional / Georgetown 2864H32101

Built by: Redman Homes Topeka
3
2
1600 ft²
26'8" x 64'0"
The Paramount Sectional / Georgetown 2864H32101 built by Redman Homes Topeka features 1,600 sq. ft. of thoughtfully crafte...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & J Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.