MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Landmark Essence / Essence 5 9L32523A (2NM2405-V)

Built by: Cavco Goshen
3
2
1542 ft²
32'0" x 52'0"
Essence 5 9L32523A (2NM2405-V) built by Cavco Goshen is a spacious and inviting home that suits a variety of lifestyles. T...
ManufacturedModularMH Advantage

Landmark Essence / Essence 8 9L32643C (2NM2408-V)

Built by: Cavco Goshen
3
2
1888 ft²
32'0" x 64'0"
Essence 8 9L32643C (2NM2408-V) built by Cavco Goshen is a thoughtfully designed home offering room to grow and relax. The ...
ManufacturedModularMH Advantage

Landmark Series / Bellevue 9L28643B (2LM1011-P)

Built by: Cavco Goshen
3
2
1707 ft²
28'0" x 64'0"
Bellevue 9L28643B (2LM1011-P) built by Cavco Goshen is a stylish and functional ranch home perfect for modern living. The ...
ManufacturedModularMH Advantage

Landmark Essence / Essence 7 9L32603G (2NM2407-V)

Built by: Cavco Goshen
4
2
1781 ft²
32'0" x 60'0"
Essence 7 9L32603G (2NM2407-V) built by Cavco Goshen is a modern home that combines spacious living with smart design. The...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 4 9L42643A (3LM2002-R)

Built by: Cavco Goshen
3
2
2069 ft²
42'0" x 64'0"
The Landmark Ultra / 4 - 3LM2002R built by Cavco Goshen is a beautifully designed home offering modern features and ample ...
ManufacturedModularMH Advantage

Landmark Series / Maplewood 9L28643A (2LM1009-P)

Built by: Cavco Goshen
3
2
1607 ft²
28'0" x 64'0"
Maplewood 9L28643A (2LM1009-P) built by Cavco Goshen is a beautifully designed home with modern features and ample space. ...
ManufacturedModularMH Advantage

Landmark Series / Elmwood 9L32403A (2LM1016-V)

Built by: Cavco Goshen
3
2
1128 ft²
32'0" x 40'0"
Elmwood 9L32403A (2LM1016-V) built by Cavco Goshen is a beautifully designed home perfect for family living. The floor pla...
ManufacturedModularMH Advantage

Landmark Series / Hazelnut 9L28523E (2LM1004-P)

Built by: Cavco Goshen
3
2
1387 ft²
28'0" x 52'0"
Hazelnut 9L28523E (2LM1004-P) built by Cavco Goshen is a thoughtfully designed home with a focus on both function and styl...
ManufacturedModularMH Advantage

Landmark Series / Oakdale 9L28563D (2LM1006-P)

Built by: Cavco Goshen
3
2
1493 ft²
28'0" x 56'0"
Oakdale 9L28563D (2LM1006-P) built by Cavco Goshen is a thoughtfully designed home with a focus on both style and function...
ManufacturedModularMH Advantage

Landmark Series / Oakwood 9L28603B (2LM1008-P)

Built by: Cavco Goshen
3
2
1600 ft²
28'0" x 60'0"
Oakwood 9L28603B (2LM1008-P) built by Cavco Goshen is a beautifully designed ranch-style home with spacious living areas. ...
ManufacturedModularMH Advantage

Landmark Series / Elm 9L28523D (2LM1003-P)

Built by: Cavco Goshen
3
2
1387 ft²
28'0" x 52'0"
Elm 9L28523D (2LM1003-P) built by Cavco Goshen is a well-crafted ranch home offering both space and comfort. The floor pla...
ManufacturedModularMH Advantage

Landmark Series / Camellia 9L32644A (2LM1019-V)

Built by: Cavco Goshen
4
2
1920 ft²
32'0" x 64'0"
Camellia 9L32644A (2LM1019-V) built by Cavco Goshen is a thoughtfully designed ranch-style home that’s ideal for families....

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & J Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.