MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 1 9L28643D (2LM2002-R)

Built by: Cavco Goshen
3
2
1749 ft²
28'0" x 64'0"
The Landmark Ultra Grand / 1 - 2LM2002R built by Cavco Goshen is a beautifully crafted home that combines luxury and pract...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 3 9L42623A (3LM2001-R)

Built by: Cavco Goshen
3
3
1876 ft²
42'0" x 64'0"
The Landmark Ultra / 3 - 3LM2001R built by Cavco Goshen is a spacious and thoughtfully designed home perfect for modern li...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 6 Epic 9L28683B (2LM2003-R Epic)

Built by: Cavco Goshen
3
2
1859 ft²
28'0" x 68'0"
The Landmark Ultra Grand / 6 Epic - 2LM2003R Epic built by Cavco Goshen is a striking home that offers both style and luxu...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 10 9L28603C (2LM2001-R)

Built by: Cavco Goshen
3
2
1624 ft²
28'0" x 60'0"
The Landmark Ultra Grand / 10 - 2LM2001R built by Cavco Goshen is an elegantly designed home with modern features. The flo...
ManufacturedModularMH Advantage

Landmark Series / Northpoint 9L28483B (2LM1001-P)

Built by: Cavco Goshen
2
2
1280 ft²
28'0" x 48'0"
Northpoint 9L28483B (2LM1001-P) built by Cavco Goshen is a charming and practical home designed for everyday living. The f...
ManufacturedModularMH Advantage

Landmark Series / Timberwood 9L28523C (2LM1002-P)

Built by: Cavco Goshen
3
2
1387 ft²
28'0" x 52'0"
Timberwood 9L28523C (2LM1002-P) built by Cavco Goshen is a beautiful ranch-style home with ample living space. The floor p...
ManufacturedModularMH Advantage

Landmark Series / Arlington 9L32563B (2LM1017-V)

Built by: Cavco Goshen
3
2
1680 ft²
32'0" x 56'0"
Arlington 9L32563B (2LM1017-V) built by Cavco Goshen is a beautifully designed ranch-style home with generous living space...
ManufacturedModularMH Advantage

Landmark Series / Geraldine 9L28723A (2LM1013-P)

Built by: Cavco Goshen
3
2
1815 ft²
28'0" x 72'0"
Geraldine 9L28723A (2LM1013-P) built by Cavco Goshen is a spacious and inviting home designed with family living in mind. ...
ManufacturedModularMH Advantage

Landmark Series / Lionel 9L32683A (2LM1021-V)

Built by: Cavco Goshen
3
2
2005 ft²
32'0" x 68'0"
Lionel 9L32683A (2LM1021-V) built by Cavco Goshen is a stylish home offering comfort and quality. The floor plan includes ...
ManufacturedModularMH Advantage

Landmark Series / Greenwood 9L32643A (2LM1020-V)

Built by: Cavco Goshen
3
2
1920 ft²
32'0" x 64'0"
Greenwood 9L32643A (2LM1020-V) built by Cavco Goshen is a charming ranch-style home that offers both beauty and practicali...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 9 9L28563F (2LM2008-P)

Built by: Cavco Goshen
3
2
1514 ft²
28'0" x 56'0"
The Landmark Ultra Grand / 9 - 2LM2008R built by Cavco Goshen is an elegant home designed with both style and practicality...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 12 9L32663A (2LM2006-V)

Built by: Cavco Goshen
3
2
1980 ft²
32'0" x 66'0"
The Landmark Ultra Grand / 12 - 2LM2006V built by Cavco Goshen is a spacious and stylish home designed for comfort. The fl...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & J Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.