MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ModularMH Advantage

New Moon Sectional / The Myrtle

Built by: Redman Homes Topeka
3
2
1600 ft²
26'8" x 60'0"
The Myrtle 2864-03
ModularMH Advantage

New Moon Sectional / The Oceanside

Built by: Redman Homes Topeka
3
2
1496 ft²
26'8" x 60'0"
The Oceanside 2864-05
ManufacturedMH Advantage

New Moon Sectional / The Red Cedar

Built by: Redman Homes Topeka
4
3
2305 ft²
32'0" x 76'0"
The Red Cedar 3280-01
ManufacturedMH Advantage

New Moon Sectional / RNM 3272-03

Built by: Redman Homes Topeka
3
2
2040 ft²
30'4" x 68'0"
RNM 3272-03
ManufacturedMH Advantage

Advantage Sectional / 2852-207

Built by: Redman Homes Topeka
3
2
1280 ft²
28'0" x 48'0"
2852-207
ManufacturedMH Advantage

Advantage Sectional / 2852-215

Built by: Redman Homes Topeka
3
2
1280 ft²
28'0" x 48'0"
2852-215
ManufacturedMH Advantage

Advantage Sectional / 2860-231

Built by: Redman Homes Topeka
3
2
1493 ft²
28'0" x 56'0"
2860-231
ManufacturedMH Advantage

Advantage Sectional / 2864-221

Built by: Redman Homes Topeka
3
2
1600 ft²
28'0" x 60'0"
2864-221
ManufacturedMH Advantage

Harmony MW / The Peyton

Built by: Fairmont Homes
5
3
2331 ft²
30'0" x 76'0"
Peyton 150076ESD
ManufacturedMH Advantage

Harmony MW / The Belleville

Built by: Fairmont Homes
3
2
1512 ft²
28'0" x 56'0"
Belleville 150077ESD
ManufacturedMH Advantage

Harmony MW / The Dixon

Built by: Fairmont Homes
3
2
1512 ft²
28'0" x 56'0"
Dixon 150078ESD
ManufacturedMH Advantage

Harmony MW / The Evergreen

Built by: Fairmont Homes
3
2
1620 ft²
28'0" x 60'0"
Evergreen 150080ESD

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & J Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.