MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedMH Advantage

Lifestyle / 2464-201

Built by: Redman Homes Topeka
3
2
1440 ft²
23'4" x 60'0"
The Lifestyle / 2464-201 built by Redman Homes Topeka is a spacious manufactured home offering 1,440 sq. ft. of well-plann...
ManufacturedModularMH Advantage

Next Generation / RM 1024 The Dawson

Built by: Redman Homes Topeka
3
2
1754 ft²
30'0" x 64'0"
The Next Generation / RM 1024 The Dawson built by Redman Homes Topeka is a well-designed manufactured home offering 1,754 ...
ManufacturedModularMH Advantage

Next Generation / RM 4004 The Charleston

Built by: Redman Homes Topeka
3
2
1638 ft²
36'0" x 54'0"
The Next Generation / RM 4004 The Charleston built by Redman Homes Topeka is a thoughtfully designed manufactured home off...
ManufacturedModularMH Advantage

Next Generation / RM 1026 The Milo

Built by: Redman Homes Topeka
3
2
1787 ft²
30'0" x 60'0"
The Next Generation / RM 1026 The Milo built by Redman Homes Topeka is a spacious manufactured home offering 1,787 sq. ft....
ManufacturedModularMH Advantage

Next Generation / RM 1031 The Hampton

Built by: Redman Homes Topeka
3
2
2040 ft²
30'0" x 68'0"
The Next Generation / RM 1031 The Hampton built by Redman Homes Topeka is a spacious manufactured home offering 2,040 sq. ...
ManufacturedModularMH Advantage

Next Generation / RM 1031-2 The Hampton

Built by: Redman Homes Topeka
3
2
2490 ft²
45'0" x 68'0"
The Next Generation / RM 1031-2 The Hampton built by Redman Homes Topeka is a spacious manufactured home offering 2,490 sq...
ManufacturedModularMH Advantage

Next Generation / RM 1031-3 The Hampton

Built by: Redman Homes Topeka
3
2
2868 ft²
58'0" x 68'0"
The Next Generation / RM 1031-3 The Hampton built by Redman Homes Topeka is a spacious manufactured home offering 2,868 sq...
ManufacturedModularMH Advantage

Next Generation / RM 1032 The Hampton

Built by: Redman Homes Topeka
3
2
2040 ft²
30'0" x 68'0"
The Next Generation / RM 1032 The Hampton built by Redman Homes Topeka is a spacious manufactured home offering 2,040 sq. ...
ManufacturedModularMH Advantage

Next Generation / RM 1032-1 The Hampton

Built by: Redman Homes Topeka
3
2
2218 ft²
43'0" x 68'0"
The Next Generation / RM 1032-1 The Hampton built by Redman Homes Topeka is a spacious manufactured home offering 2,218 sq...
ManufacturedMH Advantage

Next Generation / RM 1032-2 The Hampton

Built by: Redman Homes Topeka
3
2
2490 ft²
45'" x 68'0"
The Next Generation / RM 1032-2 The Hampton built by Redman Homes Topeka is a spacious manufactured home offering 2,490 sq...
ManufacturedModularMH Advantage

Next Generation / RM 2006 The Ashville

Built by: Redman Homes Topeka
3
1.5
2773 ft²
28'0" x 60'0"
The Next Generation / RM 2006 The Ashville built by Redman Homes Topeka is a spacious manufactured home offering 2,773 sq....
ManufacturedModularMH Advantage

Next Generation / RM 2008 The Bristow

Built by: Redman Homes Topeka
3
2.5
1920 ft²
30'0" x 32'0"
The Next Generation / RM 2008 The Bristow built by Redman Homes Topeka is a spacious manufactured home offering 1,920 sq. ...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & J Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.