MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedMH Advantage

Next Generation / RM 4003 The Charleston

Built by: Redman Homes Topeka
3
2
1638 ft²
36'0" x 54'0"
RM 4003 The Charleston
ManufacturedMH Advantage

Inspiration (MW) / The Bauer 150028

Built by: Fairmont Homes
3
2
1279 ft²
22'10" x 56'0"
The Bauer 150028
ManufacturedMH Advantage

Advantage Sectional / The Baldwin 2880-201

Built by: Redman Homes Topeka
4
2
2026 ft²
26'8" x 76'0"
The Baldwin 2880-201 / Optional 5 bedrooms
ModularMH Advantage

New Moon Sectional / The Indian 3268-217

Built by: Redman Homes Topeka
4
2
1941 ft²
30'4" x 64'0"
The Indian 3268-217
ManufacturedMH Advantage

New Moon Sectional / The Fillmore

Built by: Redman Homes Topeka
3
2
1768 ft²
26'0" x 68'0"
The Fillmore CO-LS 2872-301
ManufacturedMH Advantage

New Moon Sectional / The Roosevelt

Built by: Redman Homes Topeka
3
2
1702 ft²
30'4" x 56'0"
The Roosevelt CO-LS 3260-301
ManufacturedMH Advantage

New Moon Sectional / The Kennedy

Built by: Redman Homes Topeka
3
2
2280 ft²
30'4" x 76'0"
The Kennedy CO-LS 3280-301
ManufacturedMH Advantage

New Moon Sectional / The Macomb

Built by: Redman Homes Topeka
4
2
1768 ft²
26'8" x 66'0"
The Macomb RM-HS 2870-301
ModularMH Advantage

New Moon Sectional / The Sunset

Built by: Redman Homes Topeka
3
2
1280 ft²
26'8" x 48'0"
The Sunset 2852-01
ManufacturedMH Advantage

New Moon Sectional / The Cranberry

Built by: Redman Homes Topeka
3
2
1493 ft²
26'8" x 56'0"
The Cranberry 2860-03
ManufacturedMH Advantage

Advantage Sectional / The Newport 2860-245

Built by: Redman Homes Topeka
3
2
1493 ft²
26'8" x 56'0"
The Newport 2860-245
ModularMH Advantage

New Moon Sectional / The Oceanside 2864-247

Built by: Redman Homes Topeka
3
2
1496 ft²
26'8" x 60'0"
The Oceanside 2864-247

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & J Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.